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Everything you need

Spend. Save.
Invest. All in one.

Verdant replaces three financial products with one elegant app. Your money moves seamlessly between accounts — automatically, on your terms.

💳

Spend

Smart Checking

No monthly fees, no minimums. Get paid up to two days early with direct deposit and real-time spending alerts on every transaction.

$0
Monthly fee, forever
📈

Save

High-Yield Savings

Earn 4.85% APY — over 10× the national average — while keeping your money instantly accessible. No lock-up periods.

4.85%
Annual Percentage Yield
🌱

Invest

Auto-Invest

Round up every purchase and invest the spare change into a diversified ETF portfolio. Set it once and grow steadily over time.

0.15%
Annual management fee

The numbers speak

Your savings account should work as hard as you do.

The average bank still pays 0.46% APY while Verdant pays 4.85%. On $10,000, that’s the difference between $46 and $485 in a year — before compounding.

Verdant APY
4.85%
High-Yield Savings
National Average
0.46%
Traditional banks
You earn (on $10k)
$485
Per year with Verdant
Monthly fees
$0
No minimums, ever

APY accurate as of May 2026. FDIC insured up to $250,000. Rates may vary.

🔐

256-bit AES

Bank-grade encryption protects every transaction and every data point we hold.

🧬

Biometric Auth

Face ID and fingerprint login — your account, and only yours.

📡

Real-Time Alerts

Instant notification on every transaction. Freeze your card in seconds.

🛡️

Fraud Shield

Machine learning detects unusual patterns and blocks fraud before it happens.

Security

Your money is protected by design, not by policy.

Every layer of Verdant was built with security-first engineering. Deposits are held at FDIC-member partner banks, meaning you’re covered up to $250,000 per depositor.

Our infrastructure undergoes quarterly third-party penetration testing and is certified to SOC 2 Type II. Your data is never sold. Period.

✓ FDIC Insured
✓ SOC 2 Type II
✓ PCI DSS Level 1
Priya Mehta
★★★★★
Priya Mehta
Graphic Designer, Austin TX
I switched six months ago. I’ve earned more in savings interest in those six months than I did in the previous four years combined. The app is genuinely beautiful and I actually understand my money now.

Joined Verdant · November 2025